Two lawyers who worked for the Legal Aid in the San Francisco Bay area in the late 1960 s grew disillusioned when they were unable to help the families they wanted to assist and started Nolo. Ralph (Jake) Warner and Charles (Ed) Sherman had grown tired of seeing working people who could not afford to pay solicitors but could not get legal aid either.
These individuals had nowhere to turn because there were virtually no resources for free or inexpensive legal knowledge available: no internet, no court based self-help programs, no do it yourself books or software. And for good reason—the overwhelming majority of the Americans earning less than $5 per hour had to spend $80 per hour to get even a rudimentary legal consultation and help.
Nolo: Full Service Law Firm for Banking and Property Law
Apart from offering a wide variety of legal tools and services, Nolo offers useful information to people and companies facing various financial and real estate challenges. Whether you are dealing with bankruptcy, foreclosure or handling your own money matters, Nolo’s help and legal resources are aimed to make these problems and their solutions understandable. Below, we’ll explore key areas where Nolo offers support: Bankruptcy, Debt management, foreclosure, personal finance, and real estate.
Bankruptcy: Understanding Your Options
Debt is never a fun thing, especially when one has to file for bankruptcy, but Nolo provides simple and useful information to enable people and small businesses to deal with their debts and shield their property. Nolo’s bankruptcy information and services range from Chapter 7 or Chapter 13 bankruptcy filing to the legal impacts of bankruptcy.
Chapter 7 Bankruptcy Forms & Books: Nolo has clear guidelines and forms to assist those who want to file for Chapter 7, which is the most popular form of bankruptcy for consumers.
Chapter 13 Bankruptcy: For those who wish to avoid selling their properties and come up with a plan to repay their debts, Nolo’s guides on Chapter 13 bankruptcy, which is the process of reorganizing the debts and paying them in installments, is helpful.
Bankruptcy Software: Nolo also provides helpful software that would help you in filing for bankruptcy, and the software would help in filling the forms as well as assist in filing for bankruptcy.
Debt Management: Financial Self-Care: How to Regain Control of Your Money
It is never easy to be in debt, but Nolo provides ways on how one can manage his/her financial situation. Whether it is legal documents for debt settlement contracts or guides on how to deal with creditors, Nolo’s tools provide professional guidance on how to deal with and minimize debt.
Debt Settlement Agreements: This form assists people to reach an agreement with the creditor on how much amount they will pay and the terms and conditions of the payment agreement.
Credit Repair Guides: Nolo’s credit repair information offer clear guidelines on how to correct credit report mistakes, raise credit scores, and deal with existing credit.
If you have to pay your creditors outside of bankruptcy or develop a plan on how to do this, Nolo’s debt management resources provide real solutions.
Foreclosure: Protecting Your Home
Losing a home through foreclosure is a traumatic event, but Nolo offers legal information and tools to assist homeowners in learning their legal rights and other ways to prevent foreclosure.
Foreclosure Prevention: Nolo provides legal help on how to deal with lenders, understand loan modifications and avoid foreclosure through repayment plans and other options.
Foreclosure Defense: If foreclosure is likely to happen, Nolo offers information on how to fight foreclosure in court, the laws of foreclosure in your state, and how to use bankruptcy to save your home.
Foreclosure Forms:Noloalso offers letters and letters that homeowners can use to write to lenders, request forbearance, and apply for loan modifications.
Nolo empowers homeowners with information and resources so that people can act to prevent loss of their homes and reduce the effects of foreclosure.
Personal Finance: Money Management: How to be Wise
Nolo’s Personal Finance section provides information on various aspects of personal finance to enable people and families to make the right decisions. Whether it is the retirement, debt, or budget, Nolo offers detailed resources and tools to achieve financial security.
Retirement Planning: Some of the topics that Nolo has provided information on retirement planning are how to establish retirement accounts, taxation, and health care costs in the future.
Budgeting: Get a guide on how to develop and manage a budget with Nolo’s simple and easy to follow procedures. On the issues of spending tracking and financial goal setting, Nolo offers useful tips on the ways of effective daily money management.
Investing: If you are an investor who wants to increase your investments, Nolo’s guides on stock, bond, and other investment instruments provide both the beginner and the sophisticated investor with tips on how to manage his or her investments.
Nolo’s personal finance products and advice assist people to manage their financial destiny and make the right decisions to protect their money.
Real Estate: Real Estate: Purchase, Sale, and Disposition
Whether you are a homeowner, landlord or a real estate investor, Nolo has a number of tools that will help you with any aspect of Real Estate law. Whether you are interested in purchasing or selling a property, investing in a rental property or even managing rental properties, Nolo has legal tools that will assist you in every step of the process.
Home Buying & Selling: Nolo provides the best resources to help one learn about the home buying process, the purchase agreement, and closing. They also offer legal forms for the sale of property contracts and disclosure statements.
Landlord-Tenant Law: Nolo provides information for landlords and tenants on lease, tenancy, eviction, and property management. Whether you are drafting a lease, or handling disputes between the landlord and the tenant, Nolo’s landlord-tenant guides are legal and state compliant.
Real Estate Investment: Nolo offers guidance to people who want to invest in real estate and resources on how to form real estate partnerships, how to manage rental properties, and the tax considerations of doing so.
Nolo’s real estate resources help property owners, buyers, sellers, and investors to be armed with legal information in the real estate market.
Conclusion: Nolo’s Financial and Legal Solutions for Your Business
Nolo is the one-stop shop for anyone and everyone who wants legal and financial services that do not cost a fortune and are easy to use. No matter if you are dealing with debt, bankruptcy, trying to avoid home foreclosure, or making wise real estate decisions, Nolo has the information you need to make sense of the law in these important areas. Nolo helps people to take charge of their legal and financial destinies by giving them professional guidance, forms that can be tailored to their needs, and clear instructions.
